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Lawford says most from the $2 billion per year borrowed from Canadian pay day loan companies is done by repeat customers who is able to't get ahead of their debts. It's a no cost market," said Leo Sorensen, owner of Sorensen's Loans 'Til online payday loans canada Inc. Tina Ford relied on payday cash advances to make ends meet almost monthly for four years. Licensing provisions under the Payday Loans Act, 2008, come into force beginning April 1, 2009. Payday loans were dubbed as such for your method to pay them back. That can help, however it may only serve to drive website visitors to less reputable lenders. But Alison Karim-Mc - Swiney, executive director of the International Avenue BRZ, said the street is essentially stuck with the cash advance sites until they move out, because the 400-metre rule doesn't connect with them. More people will be accessing these kind of loans'.